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  1. comparative data to other card benefit categories leaders for card products suggest adoption rates as high as 84%.
  2. AVERAGE savings for hypercard PARTNERS REDUCING PERK SPEND RANGE WITH A BLENDING AVERAGE OF 42%.
  3. assuming a 14 day average window FOR EMPLOYEES TO GET REIMBURSED AFTER SUBMITTING A REPORT, WE HAVE SAVED HUNDREDS OF THOUSANDS OF HOURS FOR CARDHOLDERS.
  4. THE CARDHOLDER BEARS FULL RESPONSIBILITY FOR ANY OUTSTANDING BALANCES, PRE-AUTHORIZED PAYMENTS, SUBSCRIPTIONS, AND COMMITMENTS. IN THE EVENT OF AN EMPLOYEE DEPARTURE, A NON-COMPANY BRANDED HYPERCARD REWARDS CARD WILL BE ISSUED, WITH ALL OUTSTANDING BALANCES TRANSFERRED TO THE NEW CARD. CUSTOM EMPLOYER PERKS WILL BE REMOVED AND CARDHOLDERS WILL KEEP HYPERCARD SPECIFIC PERKS.THE CARDHOLDER RETAINS COMPLETE RESPONSIBILITY FOR THESE TRANSACTIONS ON THE NEW CARD.

Guide & Benefits Terms & Conditions

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ISSUED BY CELTIC BANK | 2024 © HYPERCARD NETWORK, INC.

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HYPERCARD® IS A REGISTERED TRADEMARK OF HYPERCARD NETWORK, INC. HYPERCARD NETWORK, INC. IS NOT A BANK. HYPERCARD IS ISSUED BY Celtic Bank CARDHOLDERS MUST BE AT LEAST 18 YEARS OF AGE AND A CITIZEN OF THE UNITED STATES OR A PERMANENT RESIDENT WITH A VALID SOCIAL SECURITY NUMBER (SSN) OR INDIVIDUAL TAXPAYER IDENTIFICATION NUMBER (ITIN). AN APPLICATION IS REQUIRED AND FINANCING IS SUBJECT TO Celtic Bank APPROVAL. FEES WILL BE ASSESSED ON OVERDUE AMOUNTS FOR CREDIT CARD HOLDERS.

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CARD IS ISSUED BY CELTIC BANK, PURSUANT TO A LICENSE FROM AMERICAN EXPRESS®. AMERICAN EXPRESS IS A REGISTERED TRADEMARK OF AMERICAN EXPRESS.