Autonomous Expense Technology
see what sam said about HYPERCARD
Sam Altman
CEO, OpenAI
Featured In
Introducing
Autonomous Backoffice Intelligence
/ˈeɪ.bi.aɪ/
noun
1. The capacity of software to make business decisions autonomously, using real-time AI powered data to apply rules, detect anomalies, and adapt to behavioral patterns.
“With ABI, finance teams don’t monitor dashboards — they get outcomes.”
The world’s first AI-powered expense policy
Create your policies in plain english
Your expense software is only as powerful as its engine. ABI lets you define policies in plain English, capturing 10X more rules with far less input than traditional systems.
OCR technology that enriches and infers context
ABI extracts and enriches dimensions of data
Our OCR technology goes beyond reading receipts—it extracts project codes, merchants, attendees, and memo details, auto-filling expense fields to save time and reduce errors.
Unleash an arsenal of verification seamlessly
Our AI cross-checks attendees, merchants, and memos for accuracy.
Our AI scans receipts and cross-checks merchant details online, ensuring legitimacy and flagging suspicious transactions.
Accessible & Global
Our solution is built for global companies with large footprints, integrating with over 200 accounting and HRIS systems.
Connect Any Card Instantly
Employees can link corporate or personal cards to Hypercard, enabling real-time transaction feeds and effortless expense submission.
Built for global companies
Manage expenses across 100+ jurisdictions with built-in support for local tax rules, currencies, and compliance standards.
Over 200 integrations
Seamlessly integrate with your favorite tools—ERP, HRIS, payroll, and more—to automate workflows and centralize financial operations.
Actionable Reporting
Create custom charts and reports instantly, with actionable insights on spending, compliance, and savings.
Select an option and see savings4
500 Employees
EMPLOYEES
100
100 Employees
500
500 Employees
1,000
1,000 Employees
2,500
2,500 Employees
5,000
5000 Employees
456 Reports Out-of-Policy
Reimbursed yet out of policy
937 Hours on Submission
Employee time spent on submitting reports
$82k Spent Out-of-Policy
Money lost to lack of control and oversight
with
89% Reduction
In out of policy reports
57 Hours Spent on Submission
Stop hearing complaints from employees on expenses
93% Reduction
Reclaim on average 5% of your revenue
2,280 Reports Out-of-Policy
Reimbursed yet out of policy
4,684 Hours on Submission
Employee time spent on submitting reports
$410k Spent Out-of-Policy
Money lost to lack of control and oversight
with
89% Reduction
In out of policy reports
284 Hours on Submission
Stop hearing complaints from employees on expenses
93% Reduction
Reclaim on average 5% of your revenue
4,560 Reports Out-of-Policy
Reimbursed yet out of policy
9,368 Hours on Submission
Employee time spent on submitting reports
$819k Spent Out-of-Policy
Money lost to lack of control and oversight
with
89% Reduction
In out of policy reports
568 Hours on Submission
Stop hearing complaints from employees on expenses
93% Reduction
Reclaim on average 5% of your revenue
11,400 Reports Out-of-Policy
Reimbursed yet out of policy
23k Hours on Submission
Employee time spent on submitting reports
$2.1m Spent Out-of-Policy
Money lost to lack of control and oversight
with
89% Reduction
In out of policy reports
1,420 Hours on Submission
Stop hearing complaints from employees on expenses
93% Reduction
Reclaim on average 5% of your revenue
23k Reports Out-of-Policy
Reimbursed yet out of policy
47k Hours on Submission
Employee time spent on submitting reports
$4.1m Spent Out-of-Policy
Money lost to lack of control and oversight
with
89% Reduction
In out of policy reports
2,840 hours spent on submission
Stop hearing complaints from employees on expenses
93% Reduction
Reclaim on average 5% of your revenue
Hybrid Spending, Zero Liability
Stop Putting Your Balance Sheet in Employees’ Pockets
Our cards are personal, not corporate. Your business pays only on approval, with instant employee reimbursements and premium perks.5
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Earn Up to 2% Cashback on Every Purchase
With flexible point allocation for employee rewards, business expenses, or both.6
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Benefits Your Employees Will Actually Use
Hypercard rewards employees with best-in-class perks, benefits, and stipends – all in one place and easy to use.
BetterHelp
mental health
$250 credit
Get $250 statement credit on affordable online therapy, applied instantly on purchase.
ClassPass
activities
10% off
10% discounted credits to thousands of top-rated gyms, fitness studios, salons and spas.
Magic Mind
Beverage
25% off
25% off all Magic Mind orders applied via hyperlink.
Priority Pass
travel
Lounge Access
Complimentary access to over 1500 airport lounges with Priority Pass select access.
BetterHelp
mental health
$250 credit
Get $250 statement credit on affordable online therapy, applied instantly on purchase.
ClassPass
activities
10% off
10% discounted credits to thousands of top-rated gyms, fitness studios, salons and spas.
Magic Mind
Beverage
25% off
25% off all Magic Mind orders applied via hyperlink.
Priority PassTM
travel
Lounge Access
Complimentary access to over 1500 airport lounges with Priority Pass select access.
Keeps
Hair loss
33% off
Enjoy 33% discount on FDA approved hair loss treatment.
Superpower
healthcare
$50 discount
Get $50 discount on all-in-one healthcare membership
Anja
Fertility
$300 credit
3 months towards fertility treatment and cord blood banking.
TSA PreCheck®
travel
TSA PreCheck®
Up to $85 statement credit for TSA PreCheck enrollment application fee.
LaundryHeap
laundry
15% off
15% statement credit on laundry & dry cleaning with 24h delivery.
Keeps
Hair loss
33% off
Enjoy 33% discount on FDA approved hair loss treatment.
Superpower
healthcare
$50 discount
Get $50 discount on all-in-one healthcare membership
Anja
Fertility
$300 credit
3 months towards fertility treatment and cord blood banking.
TSA PreCheck®
travel
TSA PreCheck®
Up to $85 statement credit for TSA PreCheck enrollment application fee.
LaundryHeap
laundry
15% off
15% statement credit on laundry & dry cleaning with 24h delivery.
Barry’s Bootcamp
fitness
Up-to 25% off
Up-to 50% off each session available through in-app purchases.
8Sleep
Sleep
$250 credit
Enjoy up to 15% off all 8Sleep products, including the new Pod Mattress up-to $250.
Honeydew
ACNE
20% off
Enjoy 20% off for one year with your Hypercard, applied instantly on purchase.
GoPuff
Delivery
Cashback Loyalty
50% off your first two orders then 3% off every order instantly applied as statement credit.
Barry’s Bootcamp
fitness
Up-to 25% off
Up-to 50% off each session available through in-app purchases.
8Sleep
Sleep
$250 credit
Enjoy up to 15% off all 8Sleep products, including the new Pod Mattress up-to $250.
Honeydew
ACNE
20% off
Enjoy 20% off for one year with your Hypercard, applied instantly on purchase.
GoPuff
Delivery
Cashback Loyalty
50% off your first two orders then 3% off every order instantly applied as statement credit.
Amex Access
Entertainment
Early Access
Access to presale tickets for concerts, theater, sports and more all year round.
Avis
TRANSPORTATION
15% off
Get up to 15% off standard rates and an upgrade voucher with Avis.
Hertz
transportation
10% off
Get up to 10% off rates, car upgrade, and free extra driver with Hertz.
Blade Pass+
travel
125% off
$125 off your first Blade helicopter flight and access to all Blade lounges.
Wander
travel
$500 credit
20% off Wander vacation homes across the US up to $500.
Amex Access
Entertainment
Early Access
Access to presale tickets for concerts, theater, sports and more all year round.
Avis
TRANSPORTATION
15% off
Get up to 15% off standard rates and an upgrade voucher with Avis.
Hertz
transportation
10% off
Get up to 10% off rates, car upgrade, and free extra driver with Hertz.
Blade Pass+
travel
125% off
$125 off your first Blade helicopter flight and access to all Blade lounges.
Wander
travel
$500 credit
20% off Wander vacation homes across the US up to $500.
Hypercard's Story
Learn More About Us
“Hypercard's clever fusion of expense management oversight with a premium consumer credit card allows companies to reduce corporate misspending while increasing retention.”
Sam Altman
CEO, OpenAI
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Hypercard’s Founding Team Nominated for Forbes 30 Under 30
Hypercard Nominated as Top 49 Companies to Watch
Get Started
Modernize Your Back Office in 30 Days or Less
A year to implement? Hypercard gets you fully set up in less time than it takes to close a monthly report.
Day 3
Today
Day 7
Day 30
Today
Get Started
Verify your business in 5 minutes and connect your bank account to begin setup.
Day 3
Configure Policies and Perks
Set up expense policies in plain English, enable instant reimbursements, and assign employee stipends.
Day 7
Invite Your Team
Easily onboard employees by connecting your ERP or uploading a CSV file.
Day 30
Let AI Do the Busy Work
What will you do with all the extra hours you just got back?
- The 5% revenue loss estimate is based on industry research and averages. Actual results may vary depending on each company’s specific financial practices and circumstances. Hypercard provides tools to help businesses optimize their expense management and improve financial efficiency, but individual outcomes are not guaranteed.
- Hypercard’s AI-powered system automates transaction reviews to enhance accuracy and efficiency. Users should review all expense details to ensure accuracy and compliance with their company’s policies.
- The 85% violation detection rate is based on internal testing and may vary depending on the nature of the policies and user inputs. Companies should periodically review flagged transactions to ensure compliance and accuracy.
- The data presented is based on internal analysis and industry averages. Actual results may vary depending on the company’s size, financial processes, and adherence to policies. Hypercard’s ability to reduce out-of-policy reports, submission time, and misspend is dependent on proper implementation and usage of its tools.
- All perks and benefits are subject to the terms & conditions outlined in our Benefits Guide.
- Cashback rates of up to 2% are subject to the terms and conditions outlined in the Cardholder Agreement. Eligibility, applicable rates, and qualifying purchases may vary. Please refer to the Cardholder Agreement for full details.