The first personal card for all your  

Combine multiple vendors with the Hypercard® best-in-class perks, company stipends, and expense reporting.

Available to all of your employees regardless of credit.1
Consolidating multi-vendor costs & time

One product to rule them all

Best-In-Class Perks

Access seamless benefits directly on a premium card—no outdated dashboards or extra apps needed.2

Company Stipends

Stipends are instantly applied to any transaction on our card app with a single click, includes location and time controls.

Expense Reporting

Integrate with your expense solutions like Concur, or use our complimentary solution to submit reports with a few taps.

Frictionlessly built into
a mobile credit card experience
A simple dashboard to manage submitted reports and review stipends
The personal card case study3

The personal card advantage

No annual fee

Hypercard offers cardholders a luxurious metal card with their company’s branding, allowing them to earn rewards like cash back or points on both business and personal expenses—all with no annual fee for the cardholder.

Instant reports

Hypercard enables one-click stipend and expense report submissions, saving up to 40 minutes per report.

Instant reimbursements

Hypercard offers instant reimbursements when employees submit expense reports, eliminating the need to front costs for the employer while allowing employees to keep the points from those transactions.

Reduced business spend

Hypercard puts the liability of business expenses on a personal card product, creating personal liability and accountability thus curbing excessive spending.

Close your books on time

Hypercard streamlines accounting by reimbursing employees immediately and incentivizing timely expense report submissions with bonus points and additional credit card rewards.

Consolidate vendor costs

We consolidate the costs of three separate tools—stipends, expense management, and perks vendors and solutions—into a single expense, reducing both costs and onboarding time.

Pre-negotiated benefits

A low cost, high impact product that comes with $550 worth of pre-bundled Amex network grade perks and benefits.

Employee unity

A metal inclusive and accessible credit card experience made specifically with your branding for your teams to be proud.

One product to manage

Hypercard's integration of a stipend manager, perk solution, and expense system streamlines the management of vendors and relationships, saving time.

Universal solutions for enterprises

Built for scale

Better control of policy

Streamline policy creation & enforcement for a more efficient and effective workplace.

Perks that employees actually use

Offer benefits your team will love to boost morale and engagement.4

Complete accounting & HRIS integrations

Simplify your finances with seamless connections to your accounting software.5

International service and support

Empower your global workforce with resources and assistance wherever they are.

"Hypercard's clever fusion of expense management oversight with a premium consumer credit card allows companies to reduce corporate misspending while increasing retention"
Sam Altman
Sam Altman
CEO of OpenAI
Worry free offboarding

When your employees move on, we move with them

Frequently asked questions

Can’t find what you’re looking for? Get support from our white glove service team.

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What happens when an employee leaves the company?
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Hypercard Rewards Card offers worry-free, hands-on off-boarding. When an employee leaves the company, their card will be seamlessly transitioned to our white Hypercard Rewards card, which will house only the native perks offered by Hypercard. All financial obligations will continue to smoothly be transferred to the employee's personal card without any disruption at no additional cost to the company.

Why should our company partner with Hypercard?
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The Hypercard Rewards Card offers 2X points on all transactions and 3X points on transactions flagged for reimbursement. The points can be redeemed towards cash-back, standard merchant rewards, gift cards, and more.

What types of perks can we have on Hypercard?
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All perks a company offers to their employees can be housed on Hypercard without exception.Additionally, we have curated an extensive selection of high-fidelity perks from health and wellness to leisure and entertainment, featuring some of the most exceptional restaurants in each city.

What happens if my company offers a very limited amount of perks?
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Hypercard Rewards Card's own out of the box high-fidelity perks will offer you the perfect resource to maximize employee sentiment and retention effectively. Furthermore, our instant expense management feature will enable you to save time.

What will happen if a cardholder/employee is late with payments or defaults?
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Our product is a standard credit card and as such, you assume personal responsibility for our cards. We work with our underwriting team to ensure that you can safely be underwritten and that our cardholders can safely use our products.

What kind of support should I expect from Hypercard?
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Our 24/7 support team comprises highly experienced professionals with a decades-long proven track record of delivering superior customer service. Our support channels include phone and email, where all concerns are addressed urgently to complete satisfaction. Our technical support engineers are some of the foremost experts in their field, ensuring our card’s seamless and secure operation.

  1. CHECKING YOUR APPROVAL STATUS WILL NOT AFFECT YOUR CREDIT SCORE. HOWEVER, A FORMAL APPLICATION OR FINAL APPROVAL MAY REQUIRE A CREDIT CHECK WITH A CREDIT REPORTING BUREAU, WHICH COULD IMPACT YOUR CREDIT SCORE.
  2. ALL PERKS AND BENEFITS ARE SUBJECT TO THE TERMS & CONDITIONS OUTLINED IN OUR BENEFITS GUIDE.
  3. PLEASE BE AWARE THAT THE CASE STUDIES SHOWCASED ON OUR WEBSITE ARE NOT EMPIRICALLY VALIDATED AND INDIVIDUAL OUTCOMES MAY DIFFER FROM CLIENT TO CLIENT.
  4. ALL PERKS AND BENEFITS ARE SUBJECT TO THE TERMS & CONDITIONS OUTLINED IN OUR BENEFITS GUIDE.
  5. ACCOUNTING AND HRIS INTEGRATIONS ARE DONE THROUGH SERVICES OFFERED BY LANGAPI COMPANY D.B.A. RUTTER, AND SUBJECT TO THEIR TERMS & CONDITIONS.